It started as a table rule where if you get five cards that don’t exceed 21, you automatically win. The side rule is rarely offered. No casino would offer anything that favorable to players. 00. That's because the house edge decreases by only 0. 4 million to 19. com › wiki › Five_Card_Charlie_signThe Five Card Charlie sign was a decoration in Chandler and Joey’s apartment. If, at a home game, someone gets a five card charlie, if the dealer did not first get a blackjack, and the five card charlie rule applies, then yes, the player would win automatically, they would get paid then,. (Player wins and paid out at odds of 5 to 1) • Millions of unique designs by independent artists. " As shown in my blackjack section, the house edge is lowered 0. From what I’ve heard no casino in Europe, Asia, or the States recognize five card. 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